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Dennis Eric Stout
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I could bike to work 3 times a week if I had a bicycle. That would decrease my driving by 3/5ths. Over the past 12 months, I've spent an average of 60$/mo on gasoline.

So a bike would save me 36$/mo in gasoline, so it would take nearly a year to pay off what I am told is an appropriate bike for what I want to do.

Fuck that, I'll get one at Target. They tended to last me long enough when I beat the shit out of them on Alaskan trails. I'm sure they can handle a concrete sidewalk and a groomed Texan trail just fine.
Doubt you noticed, but the older dude pedaling his way out of work earlier was riding the exact same model of bike I got for my dad to ride on the seawall.